What an incredible opportunity! This 3 bedroom, 2 bathroom home sits on 5 acres of land, with over 1,000 feet of frontage on Charlotte Creek, and IS NOT IN A FLOOD ZONE! This home boasts a spacious open-concept kitchen, dining room, and living room, and nice sized bedrooms. There is an abundance of natural light insid and a large deck for entertaining, or just taking in the views and sounds provided by mother nature. Enjoy everything this property has to offer, all while being just a quick drive from the plentiful shopping and restaurants of Downtown Oneonta. Whether you are looking for the perfect weekend getaway or your new forever home, you can do it all here without breaking the bank!